Credit Line “Ready Credit”

This is money that you can use unlimited time everywhere in the world, with no collateral and pledge!

Terms of Credit Line:

Currency: KZT
Amount max: KZT 1 500 000
Initial Contribution: none
Interest rate: 30%
Term: 3 years with possibility for prolongation
Repayment: till 10th date of each month
Collateral: none

Fees and other conditions:

Application processing fee: none
Loan fee: none
Account servicing fee: KZT 200 per month
Early repayment fee: none
Moratorium for early repayment: none
Insurance: not required

Requirements for borrower:

Income proof: required
Co-Borrower: not applicable
Age: from 21 to 63 years for men, from 21 to 58 for women
Work experience: from 3 months – for payroll client of HSBC, from 9 months – for non payroll clients
Residents permit, citizenship: Citizens of the Republic of Kazakhstan or clients with a residence permit valid for at least 3 years

Required documents for application processing:*

• ID (original);
• Tax Registration Number (Copy);
• Income statement for last 12 months;
• Pension fund statement for last 12 months;
• Address registration book and/or proof of residence address;
• Employment certificate.

*Bank may request to provide additional documents.